1. OVERVIEW
This Universal Terms of Service Agreement is entered into by and between Summer Leigh Photography and you, and is made effective as of the date of your use of this website (“Site”) or the date of electronic acceptance. This Agreement sets forth the general terms and conditions of your use of the Site and the products and services purchased or accessed through this Site (individually and collectively, the “Services”), and is in addition to (not in lieu of) any specific terms and conditions that apply to the particular Services.
Whether you are simply browsing or using this Site or purchase Services, your use of this Site and your electronic acceptance of this Agreement signifies that you have read, understand, acknowledge and agree to be bound by this Agreement, along with the Privacy Policy and any applicable service agreements.
The terms “we”, “us” or “our” shall refer to Summer Leigh Photography.  The terms “you”, “your”, “User” or “Client” shall refer to any individual or entity who accepts this Agreement, has access to your account or uses the Services.  Nothing in this Agreement shall be deemed to confer any third-party rights or benefits.
Summer Leigh Photography may, in its sole and absolute discretion, change or modify this Agreement, and any policies or agreements which are incorporated herein, at any time, and such changes or modifications shall be effective immediately upon posting to this Site.  Your use of this Site or the Services after such changes or modifications have been made shall constitute your acceptance of this Agreement as last revised.  If you do not agree to be bound by this Agreement as last revised, do not use (or continue to use) this Site or the Services.  In addition, Summer Leigh Photography may occasionally notify you of changes or modifications to this Agreement by email.  It is therefore very important that you keep your My Account (“Account”) information current.  Summer Leigh Photography assumes no liability or responsibility for your failure to receive an email notification if such failure results from an inaccurate email address.

2. ELIGIBILITY; AUTHORITY
This Site and the Services are available only to Users who can form legally binding contracts under applicable law.  By using this Site or the Services, you represent and warrant that you are (i) at least eighteen (18) years of age, (ii) otherwise recognized as being able to form legally binding contracts under applicable law, and (iii) are not a person barred from purchasing or receiving the Services found under the laws of Canada, the United States or other applicable jurisdiction.
If you are entering into this Agreement on behalf of a corporate entity, you represent and warrant that you have the legal authority to bind such corporate entity to the terms and conditions contained in this Agreement, in which case the terms “you”, “your”, “User” or “Client” shall refer to such corporate entity.  If, after your electronic acceptance of this Agreement, Summer Leigh Photography finds that you do not have the legal authority to bind such corporate entity, you will be personally responsible for the obligations contained in this Agreement, including, but not limited to, the payment obligations. Summer Leigh Photography shall not be liable for any loss or damage resulting from Summer Leigh Photography reliance on any instruction, notice, document or communication reasonably believed by Summer Leigh Photography to be genuine and originating from an authorized representative of your corporate entity. If there is reasonable doubt about the authenticity of any such instruction, notice, document or communication, Summer Leigh Photography reserves the right (but undertakes no duty) to require additional authentication from you. You further agree to be bound by the terms of this Agreement for transactions entered into by you, anyone acting as your agent and anyone who uses your account or the Services, whether or not authorized by you.

3. ACCOUNTS; TRANSFER OF DATA ABROAD
Accounts.  In order to access some of the features of this Site or use some of the Services, you will have to create an Account. You represent and warrant to Summer Leigh Photography that all information you submit when you create your Account is accurate, current and complete, and that you will keep your Account information accurate, current and complete.  If Summer Leigh Photography has reason to believe that your Account information is untrue, inaccurate, out-of-date or incomplete, Summer Leigh Photography reserves the right, in its sole and absolute discretion, to suspend or terminate your Account.  You are solely responsible for the activity that occurs on your Account, whether authorized by you or not, and you must keep your Account information secure, including without limitation your Client Login, Password and Payment Method(s) (as defined below). You must notify Summer Leigh Photography immediately of any breach of security or unauthorized use of your Account. Summer Leigh Photography will not be liable for any loss you incur due to any unauthorized use of your Account. You, however, may be liable for any loss Summer Leigh Photography or others incur caused by your Account, whether caused by you, or by an authorized person, or by an unauthorized person.
Transfer of Data Abroad.  If you are visiting this Site from a country other than the country in which our servers are located, your communications with us may result in the transfer of information (including your Account information) across international boundaries.  By visiting this Site and communicating electronically with us, you consent to such transfers.

4. AVAILABILITY OF WEBSITE/SERVICES
Subject to the terms and conditions of this Agreement and our other policies and procedures, we shall use commercially reasonable efforts to attempt to provide this Site and the Services on a twenty-four (24) hours a day, seven (7) days a week basis. You acknowledge and agree that from time to time this Site may be inaccessible or inoperable for any reason including, but not limited to, equipment malfunctions; periodic maintenance, repairs or replacements that we undertake from time to time; or causes beyond our reasonable control or that are not reasonably foreseeable including, but not limited to, interruption or failure of telecommunication or digital transmission links, hostile network attacks, network congestion or other failures. You acknowledge and agree that we have no control over the availability of this Site or the Service on a continuous or uninterrupted basis, and that we assume no liability to you or any other party with regard thereto.

5. GENERAL RULES OF CONDUCT
You acknowledge and agree that:
1.    Your use of this Site and the Services , including any content you submit, will comply with this Agreement and all applicable local, state, national and international laws, rules and regulations.
2.    You will not collect or harvest (or permit anyone else to collect or harvest) any User Content (as defined below) or any non-public or personally identifiable information about another User or any other person or entity without their express prior written consent.
3.    You will not use this Site or the Services in a manner (as determined by Summer Leigh Photography in its sole and absolute discretion) that:
◦    Is illegal, or promotes or encourages illegal activity;
◦    Promotes, encourages or engages in child pornography or the exploitation of children;
◦    Promotes, encourages or engages in terrorism, violence against people, animals, or property;
◦    Promotes, encourages or engages in any spam or other unsolicited bulk email, or computer or network hacking or cracking;
◦    Violates the Ryan Haight Online Pharmacy Consumer Protection Act of 2008 or similar legislation, or promotes, encourages or engages in the sale or distribution of prescription medication without a valid prescription;
◦    Infringes on the intellectual property rights of another User or any other person or entity;
◦    Violates the privacy or publicity rights of another User or any other person or entity, or breaches any duty of confidentiality that you owe to another User or any other person or entity;
◦    Interferes with the operation of this Site or the Services found at this Site;
◦    Contains or installs any viruses, worms, bugs, Trojan horses or other code, files or programs designed to, or capable of, disrupting, damaging or limiting the functionality of any software or hardware; or
◦    Contains false or deceptive language, or unsubstantiated or comparative claims, regarding Summer Leigh Photography or Summer Leigh Photography’s Services.
4.    You will not copy or distribute in any medium any part of this Site or the Services , except where expressly authorized by Summer Leigh Photography.
5.    You will not modify or alter any part of this Site or the Services found at this Site or any of its related technologies.
6.    You will not access Summer Leigh Photography Content (as defined below) or User Content through any technology or means other than through this Site itself, or as Summer Leigh Photography may designate.
7.    You agree to back-up all of your User Content so that you can access and use it when needed. Summer Leigh Photography does not warrant that it backs-up any Account or User Content, and you agree to accept as a risk the loss of any and all of your User Content.
8.    You will not re-sell or provide the Services for a commercial purpose, including any of Summer Leigh Photography’s related technologies, without Summer Leigh Photography’s express prior written consent.
9.    You agree to provide government-issued photo identification and/or government-issued business identification as required for verification of identity when requested.
10.  You are aware that Summer Leigh Photography may from time-to-time call you about your account, and that, for the purposes of any and all such call(s), you do not have any reasonable expectation of privacy during those calls; indeed you hereby consent to allow Summer Leigh Photography, in its sole discretion, to record the entirety of such calls regardless of whether Summer Leigh Photography asks you on any particular call for consent to record such call.  You further acknowledge and agree that, to the extent permitted by applicable law, any such recording(s) may be submitted as evidence in any legal proceeding in which Summer Leigh Photography is a party.
Summer Leigh Photography reserves the right to modify, change, or discontinue any aspect of this Site or the Services, including without limitation prices and fees for the same, at any time.
6. YOUR USE OF SUMMER LEIGH PHOTOGRAPHY CONTENT AND USER CONTENT
In addition to the general rules above, the provisions in this Section apply specifically to your use of Summer Leigh Photography Content and User Content posted to Summer Leigh Photography’s corporate websites (i.e., those sites which Summer Leigh Photography directly controls or maintains).  The applicable provisions are not intended to and do not have the effect of transferring any ownership or licensed rights including intellectual property rights.
SUMMER LEIGH PHOTOGRAPHY CONTENT. Except for User Content, the content on this Site and the Services , including without limitation the text, software, scripts, source code, API, graphics, photos, sounds, music, videos and interactive features and the trademarks, service marks and logos contained therein (“Summer Leigh Photography Content”), are owned by or licensed to Summer Leigh Photography in perpetuity, and are subject to copyright, trademark, and/or patent protection in Canada, the United States and foreign countries, and other intellectual property rights under Canadian, United States and foreign laws. Summer Leigh Photography Content is provided to you “as is”, “as available” and “with all faults” for your information and personal, non-commercial use only and may not be downloaded, copied, reproduced, distributed, transmitted, broadcast, displayed, sold, licensed, or otherwise exploited for any purposes whatsoever without the express prior written consent of Summer Leigh Photography. No right or license under any copyright, trademark, patent, or other proprietary right or license is granted by this Agreement. Summer Leigh Photography reserves all rights not expressly granted in and to the Summer Leigh Photography Content, this Site and the Services, and this Agreement do not transfer ownership of any of these rights.
USER CONTENT. Some of the features of this Site or the Services may allow Users to view, post, publish, share, store, or manage (a) ideas, opinions, recommendations, or advice (“User Submissions”), or (b) literary, artistic, musical, or other content, including but not limited to photos and videos (together with User Submissions, “User Content”).  User Content includes all content submitted through your Account. By posting or publishing User Content to this Site or to the Services, you represent and warrant to Summer Leigh Photography that (i) you have all necessary rights to distribute User Content via this Site or via the Services, either because you are the author of the User Content and have the right to distribute the same, or because you have the appropriate distribution rights, licenses, consents, and/or permissions to use, in writing, from the copyright or other owner of the User Content, and (ii) the User Content does not violate the rights of any third party.
SECURITY. You agree not to circumvent, disable or otherwise interfere with the security-related features of this Site or the Services found at this Site (including without limitation those features that prevent or restrict use or copying of any Summer Leigh Photography Content or User Content) or enforce limitations on the use of this Site or the Services found at this Site, the Summer Leigh Photography Content or the User Content therein.
7. SUMMER LEIGH PHOTOGRAPHY’S USE OF USER CONTENT
The provisions in this Section apply specifically to Summer Leigh Photography’s use of User Content posted to Summer Leigh Photography’s corporate websites (i.e., those sites which Summer Leigh Photography directly controls or maintains).  The applicable provisions are not intended to and do not have the effect of transferring any ownership or licensed rights, including intellectual property rights.
GENERALLY. You shall be solely responsible for any and all of your User Content or User Content that is submitted through your Account, and the consequences of, and requirements for, distributing it.
WITH RESPECT TO USER SUBMISSIONS. You acknowledge and agree that:
1.    Your User Submissions are entirely voluntary.
2.    Your User Submissions do not establish a confidential relationship or obligate Summer Leigh Photography to treat your User Submissions as confidential or secret.
3.    Summer Leigh Photography has no obligation, either express or implied, to develop or use your User Submissions, and no compensation is due to you or to anyone else for any intentional or unintentional use of your User Submissions.
4.    Summer Leigh Photography may be working on the same or similar content, it may already know of such content from other sources, it may simply wish to develop this (or similar) content on its own, or it may have taken / will take some other action.
Summer Leigh Photography shall own exclusive rights (including all intellectual property and other proprietary rights) to any User Submissions posted to this Site, and shall be entitled to the unrestricted use and dissemination of any User Submissions posted to this Site for any purpose, commercial or otherwise, without acknowledgment or compensation to you or to anyone else.
WITH RESPECT TO USER CONTENT (OTHER THAN USER SUBMISSIONS).
If you have other content hosted by Summer Leigh Photography, you shall retain all of your ownership or licensed rights in User Content.
By posting or publishing User Content through the Services, you authorize Summer Leigh Photography to use the intellectual property and other proprietary rights in and to your User Content to enable inclusion and use of the User Content in the manner contemplated by this Site and this Agreement.  You hereby grant Summer Leigh Photography a worldwide, non-exclusive, royalty-free, sub-licensable (through multiple tiers), and transferable license to use, reproduce, distribute, prepare derivative works of, combine with other works, display, and perform your User Content in connection with this Site, the Services and Summer Leigh Photography’s (and Summer Leigh Photography’s affiliates’) business(es), including without limitation for promoting and redistributing all or part of this Site in any media formats and through any media channels without restrictions of any kind and without payment or other consideration of any kind, or permission or notification, to you or any third party. You also hereby grant each User of this Site a non-exclusive license to access your User Content (with the exception of User Content that you designate “private” or “password protected”) through this Site, and to use, reproduce, distribute, prepare derivative works of, combine with other works, display, and perform your User Content as permitted through the functionality of this Site and under this Agreement. The above licenses granted by you in your User Content terminate within a commercially reasonable time after you remove or delete your User Content from this Site. You understand and agree, however, that Summer Leigh Photography may retain (but not distribute, display, or perform) server copies of your User Content that have been removed or deleted. The above licenses granted by you in your User Content are perpetual and irrevocable.  Notwithstanding anything to the contrary contained herein, Summer Leigh Photography shall not use any User Content that has been designated “private” or “password protected” by you for the purpose of promoting this Site or Summer Leigh Photography’s (or Summer Leigh Photography’s affiliates’) business(es).

8. FREE PRODUCT CREDITS
In the event you are provided with a free product credit (“Credit”) with the purchase of another product (“Purchased Product”), you acknowledge and agree that such Credit is only valid for one year and is only available with a valid purchase and may be terminated in the event the product purchased is deleted, cancelled, transferred or not renewed.  You acknowledge and agree that we may swap your Credit for a similar product, in our sole discretion.  The Credit will expire one (1) year from date of purchase of the Purchased Product if the Credit has not been redeemed.

9. MONITORING OF CONTENT; ACCOUNT TERMINATION POLICY
Summer Leigh Photography generally does not pre-screen User Content. However, Summer Leigh Photography reserves the right (but undertakes no duty) to do so and decide whether any item of User Content is appropriate and/or complies with this Agreement. Summer Leigh Photography may remove any item of User Content and/or terminate a User’s access to this Site or the Services found at this Site for posting or publishing any material in violation of this Agreement, or for otherwise violating this Agreement (as determined by Summer Leigh Photography in its sole and absolute discretion), at any time and without prior notice. Summer Leigh Photography may also terminate a User’s access to this Site or the Services found at this Site if Summer Leigh Photography has reason to believe the User is a repeat offender.  If Summer Leigh Photography terminates your access to this Site or the Services found at this Site, Summer Leigh Photography may, in its sole and absolute discretion, remove and destroy any data and files stored by you on its servers.
10. ADDITIONAL RESERVATION OF RIGHTS
Summer Leigh Photography expressly reserves the right to deny, cancel, terminate, suspend, lock, or modify access to (or control of) any Account or Services for any reason (as determined by Summer Leigh Photography in its sole and absolute discretion), including but not limited to the following: (i) to correct mistakes made by Summer Leigh Photography in offering or delivering any Services, (ii) to assist with our fraud and abuse detection and prevention efforts, (iii) to comply with court orders against you and applicable local, state, national and international laws, rules and regulations, (iv) to comply with requests of law enforcement, including subpoena requests, (v) to comply with any dispute resolution process, (vi) to defend any legal action or threatened legal action without consideration for whether such legal action or threatened legal action is eventually determined to be with or without merit, or (vii) to avoid any civil or criminal liability on the part of Summer Leigh Photography, its officers, directors, employees and agents, as well as Summer Leigh Photography’s affiliates, including, but not limited to, instances where you have sued or threatened to sue Summer Leigh Photography.
Summer Leigh Photography expressly reserves the right to terminate, without notice to you, any and all Services where, in Summer Leigh Photography’s sole discretion, you are harassing or threatening Summer Leigh Photography and/or any of Summer Leigh Photography’s employees.

11. LINKS TO THIRD-PARTY WEBSITES
This Site and the Services found at this Site may contain links to third-party websites that are not owned or controlled by Summer Leigh Photography. Summer Leigh Photography assumes no responsibility for the content, terms and conditions, privacy policies, or practices of any third-party websites. In addition, Summer Leigh Photography does not censor or edit the content of any third-party websites. By using this Site or the Services found at this Site, you expressly release Summer Leigh Photography from any and all liability arising from your use of any third-party website. Accordingly, Summer Leigh Photography encourages you to be aware when you leave this Site or the Services found at this Site and to review the terms and conditions, privacy policies, and other governing documents of each other website that you may visit.

12. DISCLAIMER OF REPRESENTATIONS AND WARRANTIES
YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT YOUR USE OF THIS SITE AND THE SERVICES FOUND AT THIS SITE SHALL BE AT YOUR OWN RISK AND THAT THIS SITE AND THE SERVICES FOUND AT THIS SITE ARE PROVIDED “AS IS”, “AS AVAILABLE” AND “WITH ALL FAULTS”. SUMMER LEIGH PHOTOGRAPHY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND ALL THIRD PARTY SERVICE PROVIDERS DISCLAIM ALL WARRANTIES, STATUTORY, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SUMMER LEIGH PHOTOGRAPHY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT (I) THE ACCURACY, COMPLETENESS, OR CONTENT OF THIS SITE, (II) THE ACCURACY, COMPLETENESS, OR CONTENT OF ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, AND/OR (III) THE SERVICES FOUND AT THIS SITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, AND SUMMER LEIGH PHOTOGRAPHY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR THE SAME.
IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT NO ORAL OR WRITTEN INFORMATION OR ADVICE PROVIDED BY SUMMER LEIGH PHOTOGRAPHY, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS (INCLUDING WITHOUT LIMITATION IT’S CUSTOMER SERVICE REPRESENTATIVES), AND THIRD PARTY SERVICE PROVIDERS  WILL (I) CONSTITUTE LEGAL OR FINANCIAL ADVICE OR (II) CREATE A WARRANTY OF ANY KIND WITH RESPECT TO THIS SITE OR THE SERVICES FOUND AT THIS SITE, AND USERS SHOULD NOT RELY ON ANY SUCH INFORMATION OR ADVICE.
THE FOREGOING DISCLAIMER OF REPRESENTATIONS AND WARRANTIES SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW, AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOUR USE OF THIS SITE OR THE SERVICES FOUND AT THIS SITE.
13. LIMITATION OF LIABILITY
IN NO EVENT SHALL SUMMER LEIGH PHOTOGRAPHY, ITS OFFICERS, DIRECTORS, EMPLOYEES,  AGENTS, AND ALL THIRD PARTY SERVICE PROVIDERS, BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES WHATSOEVER, INCLUDING ANY THAT MAY RESULT FROM (I) THE ACCURACY, COMPLETENESS, OR CONTENT OF THIS SITE, (II) THE ACCURACY, COMPLETENESS, OR CONTENT OF ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (III) THE SERVICES FOUND AT THIS SITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (IV) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER, (V) THIRD-PARTY CONDUCT OF ANY NATURE WHATSOEVER, (VI) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SERVERS AND/OR ANY AND ALL CONTENT, PERSONAL INFORMATION, FINANCIAL INFORMATION OR OTHER INFORMATION AND DATA STORED THEREIN, (VII) ANY INTERRUPTION OR CESSATION OF SERVICES TO OR FROM THIS SITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (VIII) ANY VIRUSES, WORMS, BUGS, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR FROM THIS SITE OR ANY SITES LINKED (THROUGH HYPERLINKS, BANNER ADVERTISING OR OTHERWISE) TO THIS SITE, (IX) ANY USER CONTENT OR CONTENT THAT IS DEFAMATORY, HARASSING, ABUSIVE, HARMFUL TO MINORS OR ANY PROTECTED CLASS, PORNOGRAPHIC, “X-RATED”, OBSCENE OR OTHERWISE OBJECTIONABLE, AND/OR (X) ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF THIS SITE OR THE SERVICES FOUND AT THIS SITE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL OR EQUITABLE THEORY, AND WHETHER OR NOT SUMMER LEIGH PHOTOGRAPHY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THIS SITE OR THE SERVICES FOUND AT THIS SITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE SUCH CAUSE OF ACTION SHALL BE PERMANENTLY BARRED.
IN ADDITION, YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT IN NO EVENT SHALL SUMMER LEIGH PHOTOGRAPHY’S TOTAL AGGREGATE LIABILITY EXCEED THE TOTAL AMOUNT PAID BY YOU FOR THE PARTICULAR SERVICES THAT ARE THE SUBJECT OF THE CAUSE OF ACTION.
THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW, AND SHALL SURVIVE ANY TERMINATION OR EXPIRATION OF THIS AGREEMENT OR YOUR USE OF THIS SITE OR THE SERVICES FOUND AT THIS SITE.
14. INDEMNITY
You agree to protect, defend, indemnify and hold harmless Summer Leigh Photography and its officers, directors, employees, agents, and third party service providers from and against any and all claims, demands, costs, expenses, losses, liabilities and damages of every kind and nature (including, without limitation, reasonable attorneys’ fees) imposed upon or incurred by Summer Leigh Photography directly or indirectly arising from (i) your use of and access to this Site or the Services found at this Site; (ii) your violation of any provision of this Agreement or the policies or agreements which are incorporated herein; and/or (iii) your violation of any third-party right, including without limitation any intellectual property or other proprietary right.  The indemnification obligations under this section shall survive any termination or expiration of this Agreement or your use of this Site or the Services found at this Site.

15. FEES AND PAYMENTS
You acknowledge and agree that your Payment Method may be charged by one of our affiliated entities, PayPal. During your purchase, your payment may be identified as being processed in Canada or the United States. Your transaction may be processed in either currency.

(A) GENERAL TERMS, INCLUDING AUTOMATIC BILLING TERMS
You agree to pay any and all prices and fees due for Services purchased or obtained at this Site at the time you order the Services.  All prices and fees are non-refundable unless otherwise expressly noted in the Refund Policy section below, even if your Services are suspended, terminated, or transferred prior to the end of the Services term.  Summer Leigh Photography expressly reserves the right to change or modify its prices and fees at any time, and such changes or modifications shall be posted online at this Site and effective immediately without need for further notice to you.  If you have purchased or obtained Services for a period of months or years, changes or modifications in prices and fees shall be effective when the Services in question come up for renewal.
Except as pre-arranged in a product-specific agreement, you may pay for Services by using PayPal (as defined below). Confirmation of that order will be sent to the email address on file for your Account. Your Payment Method on file must be kept valid if you have any active Services in your Account.
You acknowledge and agree that where refunds are issued to your Payment Method, Summer Leigh Photography’s issuance of a refund receipt is only confirmation that Summer Leigh Photography has submitted your refund to the Payment Method charged at the time of the original sale, and that Getscene has absolutely no control over when the refund will be applied towards your Payment Method’s available balance.  You further acknowledge and agree that the payment provider and/or individual issuing bank associated with your Payment Method establish and regulate the time frames for posting your refund, and that such refund posting time frames may range from five (5) business days to a full billing cycle, or longer.
In the event a refund is issued to your Payment Method and the payment provider, payment processor or individual issuing bank associated with your Payment Method imposes any limitations on refunds, including but not limited to, limitations as to the timing of the refund or the number of refunds allowed, then Summer Leigh Photography, in its sole and absolute discretion, reserves the right to issue the refund either (i) in the form of an in-store credit; or (ii) via issuance of a Summer Leigh Photography check, which will be sent to the mailing address on file for your Account.  Summer Leigh Photography also has the right, but not the obligation, to offer an in-store credit for customers seeking refunds, even if there are no limitations on refunds imposed by the Payment Method.  For the avoidance of doubt, any and all refunds processed via the issuance of either in-store credits or a Summer Leigh Photography check are solely within Summer Leigh Photography’s discretion and are not available at customer request.
If you are being billed on a monthly basis, your monthly billing date will be based on the date of the month you purchased the Services unless that date falls after the 28th of the month, in which case your billing date will be the 28th of each month.
YOU ACKNOWLEDGE AND AGREE, IN ORDER TO ENSURE THAT YOU DO NOT EXPERIENCE AN INTERRUPTION OR LOSS OF SERVICES, SUMMER LEIGH PHOTOGRAPHY WILL AUTOMATICALLY BILL YOU (THE AMOUNT OF YOUR ORIGINAL PAYMENT) ON A MONTHLY BASIS AND WILL TAKE PAYMENT FROM THE PAYMENT METHOD YOU HAVE ON FILE WITH SUMMER LEIGH PHOTOGRAPHY. IF WE ARE UNABLE TO SUCCESSFULLY CHARGE YOUR EXISTING PAYMENT METHOD, YOUR CREDIT CARD PROVIDER (OR YOUR BANK) MAY NOTIFY US OF UPDATES TO YOUR CREDIT CARD NUMBER AND/OR EXPIRATION DATE, OR THEY MAY AUTOMATICALLY CHARGE YOUR NEW CREDIT CARD ON OUR BEHALF WITHOUT NOTIFICATION TO US.  IN ACCORDANCE WITH RECURRING BILLING REQUIREMENTS, IN THE EVENT THAT WE ARE NOTIFIED OF AN UPDATE TO YOUR CREDIT CARD NUMBER AND/OR EXPIRATION DATE, SUMMER LEIGH PHOTOGRAPHY WILL AUTOMATICALLY UPDATE YOUR PAYMENT PROFILE ON YOUR BEHALF. SUMMER LEIGH PHOTOGRAPHY MAKES NO GUARANTEES THAT WE WILL REQUEST OR RECEIVE UPDATED CREDIT CARD INFORMATION. YOU ACKNOWLEDGE AND AGREE THAT IT IS YOUR SOLE RESPONSIBILITY TO MODIFY AND MAINTAIN YOUR ACCOUNT SETTINGS, INCLUDING BUT NOT LIMITED TO ENSURING YOUR ASSOCIATED PAYMENT METHOD(S) ARE CURRENT AND VALID.  FURTHER, YOU ACKNOWLEDGE AND AGREE THAT YOUR FAILURE TO DO SO, MAY RESULT IN THE INTERRUPTION OR LOSS OF SERVICES, AND SUMMER LEIGH PHOTOGRAPHY SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY REGARDING THE SAME.
If for any reason Summer Leigh Photography is unable to charge your Payment Method for the full amount owed for the Services provided, or if Summer Leigh Photography receives notification of a chargeback, reversal, payment dispute, or is charged a penalty for any fee it previously charged to your Payment Method, you agree that Summer Leigh Photography may pursue all available lawful remedies in order to obtain payment, including but not limited to, immediate cancellation, without notice to you, of any Services registered or renewed on your behalf. Summer Leigh Photography also reserves the right to charge you reasonable “administrative fees” or “processing fees” for (i) tasks Summer Leigh Photography may perform outside the normal scope of its Services, (ii) additional time and/or costs Summer Leigh Photography may incur in providing its Services, and/or (iii) your noncompliance with this Agreement (as determined by Summer Leigh Photography in its sole and absolute discretion). Typical administrative or processing fee scenarios include, but are not limited to (i) disputes that require accounting or legal services, whether performed by Summer Leigh Photography staff or by outside firms retained by Summer Leigh Photography; (ii) recouping any and all costs and fees, including the cost of Services, incurred by Summer Leigh Photography as the results of chargebacks or other payment disputes brought by you, your bank or Payment Method processor. These administrative fees or processing fees will be billed to the Payment Method you have on file with Summer Leigh Photography.
Summer Leigh Photography may offer pricing in various currencies; however, if the transaction is processed in a currency that differs from the currency of your bank account, you may be charged exchange rate conversion fees by your bank. In addition, due to time differences between (i) the time you complete the checkout process, (ii) the time the transaction is processed, and (iii) the time the transaction posts to your bank statement, the conversion rates may fluctuate, and you agree to waive any and all claims based upon such discrepancies (including any and all claims for a refund based on the foregoing). In addition, regardless of the selected currency, you acknowledge and agree that you may be charged Goods and Services Tax (“GST”), Value Added Tax (“VAT”), or other localized fees and/or taxes, based on your bank and/or the country indicated in your billing address section.

Refund Policy:  Services rendered are non-refundable. You may request a full refund of your initial payment within 48 hours of purchase only in the event that the product (your Review Video File) has not yet been delivered.
You acknowledge and agree a refund constitutes a decline of Summer Leigh Photography’s offer of service, causing the immediate removal of your listing from view and releases the offer of service to the next qualifying Client in your area and business category.

(B) PAY BY PAYPAL
By using Summer Leigh Photography’s pay by PayPal payment option (“PayPal”), you can purchase Services using PayPal. In connection therewith, you agree to allow PayPal to debit the full amount of your purchase from your PayPal account (“PayPal Account”) or from credit card(s), bank account(s), or other allowed payment method(s) linked to your PayPal Account (“PayPal Funding Source”).
It is your responsibility to keep your PayPal Account and PayPal Funding Source current and funded, and your PayPal Account backed by a valid credit card. You acknowledge and agree that (i) PayPal reserves the right to decline a transaction for any reason (including, but not limited to, payments that fail to go through as a result of your PayPal Account or PayPal Funding Source no longer existing or not holding available/sufficient funds) and (ii) in such event, neither PayPal nor Summer Leigh Photography shall be liable to you or any third party regarding the same. If for any reason PayPal is unable to withdraw the full amount owed for your purchase, you agree that PayPal and Summer Leigh Photography may pursue all available lawful remedies in order to obtain payment. You agree that if the transaction is returned unpaid, you will pay a service charge of $25.00 or the maximum amount allowed by law, which may be debited from your PayPal Account or PayPal Funding Source.
By clicking the box labeled “I agree” to the terms of the PayPal payment option, you authorize a debit of the full amount of your purchase from your PayPal Account or PayPal Funding Source.

(C) PAY BY PAY IN ADVANCE BY CHECK (POST-DATED BUSINESS CHECKS)
By using Summer Leigh Photography’s pay by check option (“Pay In Advance By Business Check”), you can purchase Summer Leigh Photography Services using post-dated checks (from your business checking account). The Checking Account must be at a Canadian financial institution, and the check must be payable in Canadian dollars.
It is your responsibility to keep your Checking Account current and funded. You acknowledge and agree that you will pay a service charge of $25.00 or the maximum amount allowed by law, if for any reason (including, but not limited to), payments that fail to go through as a result of your Checking Account no longer existing or not holding available/sufficient funds.

16. COMPLIANCE WITH LOCAL LAWS
Summer Leigh Photography makes no representation or warranty that the content available on this Site or the Services found at this Site are appropriate in every country or jurisdiction, and access to this Site or the Services found at this Site from countries or jurisdictions where its content is illegal is prohibited.  Users who choose to access this Site or the Services found at this Site are responsible for compliance with all local laws, rules and regulations.
17. TITLES AND HEADINGS; INDEPENDENT COVENANTS; SEVERABILITY
The titles and headings of this Agreement are for convenience and ease of reference only and shall not be utilized in any way to construe or interpret the agreement of the parties as otherwise set forth herein.  Each covenant and agreement in this Agreement shall be construed for all purposes to be a separate and independent covenant or agreement.  If a court of competent jurisdiction holds any provision (or portion of a provision) of this Agreement to be illegal, invalid, or otherwise unenforceable, the remaining provisions (or portions of provisions) of this Agreement shall not be affected thereby and shall be found to be valid and enforceable to the fullest extent permitted by law.
18. CONTACT INFORMATION
If you have any questions about this Agreement, please contact us.
Revised: 2/20/16